Problems with India’s Education System



My neighbor’s child, a 13 year old in her most formative years of education had a computer science exam a few days back. She came to our home to prepare as the parents had a wedding to attend. Seeing her all perplexed, I came in to help. I asked her questions, such as what is a cell in a spreadsheet?. Closing her eyes, trying to regain from her last 2 hours effort of learning; in the most parrot-fashion there is, she muttered hastily, “A cell in a spreadsheet is a..”. It took her a few more attempts after which she finally was able to spit the whole definition, “A cell is the intersection between a row and a column on a spreadsheet”. I was a little unsettled after seeing her journey to the answer. Being a topper of her class comes with the expectations of her being a rational and a logical student. I then went deeper with the question, asking her to explain to me where a cell or a spreadsheet was used. Upon her silence, I tried to probe the cause of such an apathy. Her statement in defence stood that she didn’t have many practical classes. Sadly, this is the sorry state of one of the most renowned centrally funded schools of our country.

The present scenario of the state of schools in our country shows a uniformity in the learning pattern. Every kid receives the same textbooks, and gets the same notes. But how then do we grade our students? In order to do this, the country follows a uniform system of education which primarily aims at imparting basic education to the great 41 percent of our population. We believe that students need to be brought to the same footing across the country so that they have an equal shot at the life that awaits them. But in doing so, we try to measure the capabilities of every student with the same yardstick, forgetting the niche of every student.

The recent upsurge in the number of students who score 90% and above in boards, and not an equal one when it comes to their employability, goes on to reveal the nuances of the system that rote-learning has been successful in producing. Question papers are designed in such a way that any student having decent rote-learning capabilities can score well. Hence, there is a very limited motivation for the students to dive deeper in the subject. The propensity of their parents in wanting them to finish at the podium only worsens the case.

School years are the time when we can make our kids fearless in exploring. We can pick their curiosity and help them in stretching it to the extents of the Universe. Also, the roles of teachers in the schools are so strictly defined that even a hint of difference between what is taught to the children and the doubts that occur to them is almost always ignored and left under appreciated.

The definition of education in India is restricted to a handful of subjects and the appreciation for kids in fields other than those is lowly applauded. It doesn’t matter if it’s a Kathak queen or a Violin prodigy; all of them are only encouraged to score well in the 10th and prepare to become a Doctor, another engineer or the white collared Chartered Accountant.

To build a strong nation, it is required for it to have a solid foundation. For a country which has its 2/5th population under 18, it becomes imperative that a rightful methodology is placed in the education system. This 41% of India will define where our country ranks itself on the social, economical, political and scientific fronts for the century to come. As Mahatma Gandhi once said, “what is really needed to make democracy function is not knowledge of facts, but right education”.


Hedge Funds v/s Mutual Funds


Recent efforts by the Indian government to weed out black money from the economy and increase the tax base have called for a paradigm shift in the way people in India choose to save their money. The pumping out of cash from the economy has brought the citizen to a point where he is considering alternative investment options to save his money. This has led to an increase in the number of people who are now investing in the securities and derivative market. With a boom in the stock market over the past year, people are now more inclined to invest in securities, while carefully trying to avoid losses. It is the success of these markets that Long term capital gain tax found its way into the Budget announcement in February this year.

What are Hedge Funds and Mutual Funds?
Hedge funds and Mutual Funds are investment funds made by the fund management companies. The aim of these is to generate profits by investing in more than single entity i.e. through a diversified portfolio.

How do they work?
Investment from different parties gets pooled into a single portfolio. Both (Hedge Funds and Mutual Funds) of these play the stock, invest in land, real estate, currencies and derivatives in order to have high capital gains. They decide upon different investment options with the will of maximising the profits and create a single portfolio out of it.

What are the differences between Hedge Funds and Mutual Funds?
Hedge Funds are regulated by SEBI and are registered under SEBI, Alternative Investment Funds Regulation 2012. A Hedge Fund should have a minimum corpus of Rs. 20 Crores and minimum investment of Rs 1 Crore by each investor or member of the fund.
Whereas, Mutual Funds are regulated under Securities and Exchange Board of India (Mutual Funds) Regulations, 1996. A firm interested in opening Mutual Funds must register as trusts under the Indian Trusts Act, 1882 and set up a separate Asset Management Company, with the net worth of the parent company / AMC be amounting to at-least Rs 5 Crores.

Hedge Funds may at times be only available to a list of high profiled businesses and individuals. They are entrusted with total autonomy and are are allowed to take key decisions at all times. This luxury is not available to the Mutual Fund investors. Owing to the low budget nature of their clients, they are required to be more cautious.

When it comes to liquidity, hedge funds are somewhat stricter. One cannot withdraw their shares whenever they want to. There is a lockup period, during which one cannot withdraw their stake. In the case of mutual funds, one can withdraw their funds whenever they want to.

In the light of recent developments in the Indian securities ecosystem, hedge funds and mutual funds serve as lucrative investment options for corporates and public alike.


Numbers and recipes at

A much awaited day, a long lost dream, finally comes to life with, a wish I had for 9 years now; has awaken only to become a reality. At last a place where I can share all my knowledge, of whatever I have. A belly that has been so full of words will finally get some peace.

I would be sharing my views on numbers, scripts, programs, movies and maybe eh humans! To start of, my favorite number is 28, the only number known to mankind that can be represented as a sum of first few prime numbers(2,3,5,7,11), first few composite numbers(4,6,8,10) and as the sum of its own proper factors(1,2,4,7,14). Fascinating.

Behold! fasten your seat-belts for the ride that is about to come! Also let us know your favorite number. 🙂

My take on Web Development

Having participated for few months in coding contests, I felt a need to switch, to learn a skill which would help me in bringing a difference to the lives of people. After giving a lot of thought to both Mobile App and Web Development, I went with the latter.

There are currently 3 billion people who have access to the INTERNET, it is almost 40% of the World’s total population, hence web is the closest you can get to the remotest of beings. If you can produce a web app that eases the lives of the people, the impact could be global. It’s fascinating, the power of INTERNET, without losing the place you are seated on, you can contribute to the development of your favorite programming language, the only prerequisite is a will to learn, with the help of the World Wide Web, millions of people, use MOOC to enhance their skills, daily. Websites like Github, LinkedIn act as  breeding platforms for the technologies of tomorrow. If you have useful content on your website, you’ll get the audience.

Tons of connections, a higher degree of satisfaction and a way to become a part of a project that could make lives of billions better, if that’s what you are looking for, Web Development is a great choice.